Coaching cuts through all the generic financial tips, suggestions, and advice to deliver the information that's right for you in a way you can understand it. It allows for customized solutions, creative problem solving, and the accountability needed to bring sustainable results.

We take the time to get to know you, learn how you work with money, figure out the best way you learn, identify obstacles you have, help you process unhealthy beliefs, address the root issues behind destructive financial cycles, and give you customized tools that will work for your situation and personality.

During your Discovery Call, we will recommend a basic outline. Within the first few coaching sessions, you will have a Personalized Success Plan with a schedule that works for you.

For example, typical coaching sessions are 45 minutes long and Deep Dives run for 90 minutes. Sessions are held weekly or biweekly, depending on what you need. These set times are mainly for accountability and to help you get traction. You can reach out at any time for additional help. 

We don't sell insurance, investments, or other financial products which allows us to be unbiased and remain focused on what you need.

Our programs highlight education, help process unhealthy mindsets, and encourage healthy habits which all lead to better results in your financial behavior.

Our role is to help you understand the importance of surrounding yourself with wise counsel, answering any questions you may have, discuss options, and have frank conversations about where your choices could lead you. We do not provide advice on products to choose — we arm you with information then you make a decision.

When it comes time to invest or buy insurance, we ensure you know exactly what questions to ask and how to find the right person to take care of those purchases.

Results vary by participant and the effort they put in.

Every person has unique objectives, ideas of success, and specific obstacles they are trying to overcome financially. We believe that it’s far more useful to focus on building a strong foundation when it comes to mindset, behavior, and habits, to ensure consistent, sustainable results.

As a baseline, most of our clients begin feeling a sense of peace as soon as they sign up, experience improvement in their relationships and sleep within 45 days, and report improved psychological well-being after working with us for 3-months.

Many clients who fully implement our programs have reported an improvement of over $600 in cash flow per month, and 94% have an emergency fund established within 45 days.

We work hard to minimize judgement of you and your decisions. In fact, we encourage you to be frank about any negative feelings you encounter — money conversations are notorious for bringing them up.

Coaching is about moving forward, not beating yourself up over past mistakes. Regret, embarrassment, and guilt are common feelings clients share with us, but our job is to offer solutions that empower and uplift you.

Our role is to listen, educate, assist, highlight options, support, encourage, and challenge you to meet your goals.

Note: The LGBTQI2A+ community deserves honor and respect when getting help with their business and finances, too. We want this to be a safe space for them and are happy to have a conversation to see if we are the right coaches to help. If we are not a good fit, we can draw on our network to make sure they are matched with a coach who is.

What happens in a coaching session, stays in a coaching session.

We also don't collect any sensitive personal data (social security number, bank account info, etc.). We do not share your email or any other contact information with any outside agency, vendor, or partner without your approval.

We use a secure HIPAA compliant portal and encrypted messaging for communication and file storage, which keeps all your work safe from interception.

Every person and every group is different. A short Discovery Call helps us understand you, where you are at, and where you want to be. It's also an opportunity to see if we are the best fit for what you are looking for. Once we gain that understanding, we can outline an effective program for you.

We have a youth & young adults program that can be run for individuals, a group of teenagers, or for families with kids aged 15-17 (older kids will do better with Groundwork).

We have found the best results come when the leaders and parents of these kids understand the language and concepts being taught and have experienced the benefits of financial coaching first-hand. If leaders and parents do not have this experience, we can create an intergenerational learning experience for everyone.

Check out Money Mavericks for details on our kids, family, & intergenerational programs.

Steffan Consulting Inc is not identified as a Christian company. The practical skills and tools that are part of our programs are universal and applicable to anyone.

We do have a ministry department, called Biblical Finance, that works specifically with Christ-Centered churches.

Our leaders, Chris and Kathy, are people of strong faith who are trying to live in a way that reflects the character of Jesus. They are happy to share their faith if you ask them to and will honor your preferences if you don’t.

If a client wishes, we can explain Christian beliefs in the teaching as well as provide opportunities for prayer.

Find out more about Biblical Finance.